Difference Between NSDL and UTI

What are NSDL and UTI? What is the difference between them? I know you have heard the Word NSDL and UTI many times when you apply for PAN. But, do you know the difference between them? We know, many of you don’t know the difference between them. So we collected the information and made an article for you. Difference Between NSDL and UTI is available below:

Difference Between NSDL and UTI

Difference Between NSDL and UTI

First and the foremost, let’s begin with NSDL.

NSDL (National Securities Depository Limited)

National Securities Depository Limited is an Indian central securities depository which is established way back in 1996 in Mumbai.

NSDL provides various kinds of PAN Card Services such as Application of PAN Card, PAN Card Correction, and doorstep delivery of PAN Card, etc.

NSDL takes approximately 7 days for the Allotment of PAN. They will deliver PAN card at your location within a period of 15-20 days. You can easily apply for PAN Card Application on NSDL Website by filling the form and paying the minimum processing fees, i.e. Rs 107.

You can also apply for Re-issue for the PAN Card Online on NSDL, the processing fees for that service is same as applying for PAN. You can pay online using Credit/ Debit Card or Net Banking.

Now, let’s head over to UTI or UTIITSL.

UTI Infrastructure Technology and Services Limited (UTIISL)

UTI Infrastructure Technology and Services Limited is started way back in 1993 and it is the biggest Financial Services company located in the Country.

It provides the same PAN Card Services as NSDL, like PAN Card Application, PAN Card Correction, Checks PAN Card Status, and doorstep delivery of PAN Card. PAN will be allotted within 7-10 days of its application. PAN Card will be delivered within 15-20 days of its application.

UTI Charges minimum processing fees of Rs 107 for Application, Correction, and Re-issue of the PAN Card. You can pay using your Credit/ Debit card or Net Banking.


Both NSDL and UTI provides great service. Both the companies provides Online as well as Offline Service. You can apply for PAN Card visiting any of the Company’s office situated near your home. Both the company take same processing time for application of PAN Card.

As per certain reports, We have found that NSDL provides better PAN Card Quality as compared to UTI.

Thus, both the companies are providing the best PAN Card Services, You can go with anyone, as per your views.

So, these were the Difference between NSDL and UTI. We hope this article is helpful to you, if so then share it with your family and friends.

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